FUNDesk is the AI native operating system built for MCA (merchant cash advance) brokers. It covers the whole shop: lead capture and a pipeline shaped around merchants and submissions, AI underwriting off bank statements, funder matching, submissions out to your funder list, drip campaigns and stage blasts, a native dialer with SMS and email, and the full back office of commissions, payouts, payroll, defaults, and clawbacks. FUNDesk Pilot, the AI copilot, sits on every deal to chat about the file, work the offers, draft the merchant message, rehearse the call, and show the path to funded.

How does the AI agent work with FUNDesk?

FUNDesk integrates with your AI bot in two minutes. Generate a skill file from Settings, drop it into your agent config, and your bot can search merchants, create deals, match funders, analyze bank statements, and manage deals from wherever you already talk to it. Inside the platform, Agent Chat does the same against your live pipeline, with a voice mode so you can work hands free.

Can I move my data from another CRM into FUNDesk?

Yes. The FUNDesk importer takes a spreadsheet or an export from your current CRM, uses AI to map the columns onto your FUNDesk schema, cleans the values, and loads your merchants, contacts, and deals. Switching is an import, not a data project.

FUNDesk offers flexible pricing plans designed for MCA brokerages of all sizes. Every plan includes the full feature set with no paywalled features.

FUNDesk

Run the deal

From a name to funded, without leaving the deal.

FUNDesk Home

Live deal flow

1W1M3M1YAll

0

New Lead

185

App Out

16

App In

9

Docs In

27

Submitted

1

Approvals

3

Contract Out

0

Contract In

24

Approved

8

Funded

0

Renewal

0

Default

9

Declined

Pipeline value

$17.2M

Active merchants

Funded this month

$970K

7 funded

Avg advance

$187K

Per funded deal

Total commissions

$92K

Total earned

Funded volume1M

Conversion

3.0%

Entered

265

Submitted

63

Approved

35

Funded

8

Top reps

1M

1APAlex Park

$605K

2JCJordan Cole

$406K

3RTRiley Tan

$300K

4CWCasey Webb

$180K

FUNDesk pilot

Chat

Close

Drafts

Rehearse

Path

Full chat

Second approval just landed and the contract is already out on the first one. Do we switch?

Both are live, so let me pull the submissions and check which offer the contract actually went out on.

get_submissionsResult returned

The contract out is Meridian Advance: $35,500.00 at a 1.470 factor, $1,863.75 weekly across 28 payments. Rapid Capital came back at $58,800.00, 1.490 factor, $2,920.40 weekly across 30 payments. So the switch is worth $23,300.00 more in hand.

How I would call it:

That extra $23,300.00 costs $12,127.00 more in fees and $1,056.65 more every week. It only pays if Marcus has somewhere to put it.

The ask was $150,000.00, so Rapid Capital lands closer to what was actually wanted and needs less convincing.

Pulling a contract back after it is already out reads as instability. If we switch, send the new one in the same message and say plainly why the number moved.

Ask about this lead

FUNDesk pilot

Chat

Close

Drafts

Rehearse

Path

Meridian AdvanceBest for merchant

Funded

$35,500.00

Factor

1.470

Payback

$52,185.00

Payment

$1,863.75/weekly

Term

~6.5mo

Commission

$4,260.00

Rapid CapitalTop comm

Funded

$58,800.00

Factor

1.490

Payback

$87,612.00

Payment

$2,920.40/weekly

Term

~6.9mo

Commission

$4,704.00

Recommend: Meridian Advance

Cheapest money on the table at $16,685.00 in fees, and $1,863.75 a week still clears with four positions already open. The contract is out on it, so there is nothing to redo.

Tradeoff: Leaves $23,300.00 on the table against the larger approval, so expect a renewal conversation inside ninety days.

EmailSMSRewrite pitch

Sage Diagnostics: approved at $35,500.00

Marcus, you are approved. Meridian Advance is funding $35,500.00 at $1,863.75 a week over about 6.5 months, $52,185.00 back in total. It is the cheaper of the two approvals and the contract is already in your inbox. Sign today and funding lands tomorrow. Happy to walk the numbers first if you want.

To marcus@sagediagnostics.io

CopySend

FUNDesk pilot

Chat

Close

Drafts

Rehearse

Path

You

Hey, you reached out about funding?

Merchant

Yeah I did, looking for around 150k but I already got 4 positions open so I know that's gonna be a thing. What can you actually do for me.

You

Four is workable if the deposits carry it. What is the business doing monthly?

Merchant

About 220 a month, steady. But the last guy quoted me 150 and came back with 40 on a daily payment that would have buried me. I'm not doing that again.

Your pitch...

New rehearsal

AI underwriting: Statements in, graded paper out.
Funder matching: Your funder list, ranked per file.

Submit to lenders: One packet out, direct API to OnDeck.
Offer inbox: Approvals parsed onto the deal.

Branded applications: White labeled, e-signed, tracked.
DataMerch built in: Checked from inside the deal.

The AI

An AI that works the file, not a chatbot bolted on.

FUNDesk AI

Match funders for Acme Trucking

Found 4 eligible funders for Acme Trucking ($85k/mo, B paper). Rapid Capital (score 100), Velocity Fund (score 83), and 2 more. Want me to create submissions?

Ask anything

FUNDesk Pilot: Chat, Close, Drafts, Rehearse, Path. On every deal.

Agent Chat: Talks to your pipeline and acts on it. Voice included.

Bring your own agent: Telegram, WhatsApp, anything. Two minutes.

Reach the merchant

Follow up that keeps going after you stop.

Day 0 · SMS
412 sent · 38 replied
Day 3 · Email
288 sent · paced to protect the domain
Day 7 · Call task
queued for the rep who owns the lead

Drip programs: Recurring outreach that runs itself.
Stage blasts: One message to a whole stage, paced.
Dialer, SMS and inbox: Gmail and Outlook connect natively.
FUNDesk Meet: Recording, transcript, recap.
Texting at volume: Its own FUNDesk product, built for lists.

Commissions that reconcile: Splits, PSF, per rep participation.
Payouts and payroll: In the system that closed the deal.
Defaults and clawbacks: Stops paying, commission unwinds.
Renewals before they go cold: Queued, with the message drafted.
Analytics on all of it: Pipeline, reps, funders, money. Live.

Get paid

The money side, reconciled to the deal that made it.

Funded $120,000

Gross commission, 12%$14,400

DAY 180 Ninety days to maturity. The renewal sequence fired on its own, with the merchant 67% paid down and the message already drafted.

How that commission splits

Rep cut, 35%$5,040

Personal service fee$1,500

Net to house$7,860

Each split is attached to the funding record that produced it, so payroll pays from the deal instead of from a spreadsheet somebody keeps in their own folder.

The AI native OS for MCA

From a name to funded, without leaving the deal.

An AI that works the file, not a chatbot bolted on.

Follow up that keeps going after you stop.

The money side, reconciled to the deal that made it.

Stop running your shop on spreadsheets.